Calculator
Retire on Dividends Calculator
Use a simple dividend-income model to estimate portfolio size, annual income target, and yield on cost after 10 years.
By Editorial Team
How to use this calculator
Start with annual spending, then apply a safety margin. The result is the income target the portfolio must support.
What this does not model
This simple version does not model taxes, dividend cuts, or sequence-of-returns risk.
Frequently asked questions
Does this calculator include taxes?
No. It is a planning estimate and should be adjusted for taxes and account type.
Is a higher yield always better?
No. Yield quality, payout safety, and diversification matter as much as the raw percentage.